ESNAF VE SANATKÂRLARA KOOPERATİFİMİZ KEFALETİ İLE KREDİ KULLANDIRIMLARINDA YENİ DÜZENLEMELER.

<p style="text-align:justify"><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">04.12.2024 tarihinden itibaren ge&ccedil;erli olmak &uuml;zere bazı d&uuml;zenlemeler yapılmıştır.</span></span></span></p> <p style="text-align:justify"><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">İşletme Kredilerinde mevcut uygulamada 36 ay olan vade 48 ay olarak g&uuml;ncenlenmiştir. İşyeri edindirme kredilerinde 60 ay, Taşıt edindirme kredilerinde 48 ay azami vade uygulaması devam etmektedir.</span></span></span></p> <p style="text-align:justify"><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">İşletme Kredilerinde mevcut uygulamada 1 ve 3 ay olarak uygulanmakta olan geri &ouml;deme periyotları i&ccedil;in 6 ayda bir geri &ouml;deme şe&ccedil;eneği getirilmiştir.</span></span></span></p> <p style="text-align:justify"><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">Yeni esnaflık a&ccedil;acaklar i&ccedil;in kredi kullanımında gerekli asgari faaliyet s&uuml;resi konusunda ise, vergi ve sicil kaydı birlikte olmak şartı ile 6 ay dan 3 aylık faaliyet s&uuml;resine d&uuml;ş&uuml;r&uuml;lm&uuml;şt&uuml;r.</span></span></span></p> <p style="text-align:justify"><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">NACE kodlarına bağlı olarak kullandırılacak işletme kredileri &uuml;st limit kısıtlamalarında iyileştirme yapılmasına y&ouml;nelik olarak banka ile &ccedil;alışmalarımız devam etmek olup, bu konuda ayrıca bilgilendirme yapılacaktır.</span></span></span></p> <p>&nbsp;</p> <p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;BAŞKAN</span></span></span></p> <p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,&quot;serif&quot;"><span style="font-family:&quot;Arial&quot;,&quot;sans-serif&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Durmuş ONAR</span></span></span></p>